UK Insurance Products Comparison Tables,
Latest Rates and Direct Links
How to Use the Insurance Best Buy Comparison Table
The currently available best buys for a range of insurance
products are displayed in
rows. To get further information or start off an application, click either the
company logo or the
"Apply" link at the end of every row. Another window
will open and display their latest insurance information. Use the
"dropdown menu" to select the type of insurance cover you require.
This is a
shortcut to EXACTLY the BEST BUY insurance information you require!
Some of the best insurance products require special criteria
before acceptance. The insurance FAQs below give a basic outline of the most popular
insurance products. The availability and criteria of these
products can change from time-to-time, so it's worth using the links in the
comparison table above to check from the individual bank or
insurance company web site to ensure you have the most up-to-date
insurance information.
UK Insurance Products FAQs
Please be aware, these FAQs give the very basic outline of
how the various insurance products operate. YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Barclays Motor Insurance
Have to hand:
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Car registration number
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Your drivers licence
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Your card for payment
To be able to complete a Barclays Motor Insurance quote online, you must be able to confirm that:
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You are a UK resident, (excluding Northern Ireland), the registered owner of the vehicle, and the main driver.
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Your car is registered and kept in Great Britain, Isle of Man and Channel Isles only
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You and you drivers are under 75 years of age
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You and your drivers have advised the DVLA of any notifiable illness or disability and they have agreed to the issue of a licence
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You and your drivers hold a current, valid UK driving licence
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No driver has had more than one loss or claim in the last four years
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You or your drivers do not have more than one of these motoring convictions in the last 5 years, or been disqualified from driving in the past 5 years
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No driver has had any criminal convictions (other than for the motoring offences above) been refused insurance or had any terms imposed
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No driver of the vehicle will require business use in relation to a driving occupation e.g. Taxi driver, courier, motor trader etc.
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No driver of the vehicle is a professional sports person, actor, actress, model, childminder, circus/fairground worker or TV/radio presenter
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Your car is not modified, or registered before 1960
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Driver Plan - Insure Your Driving License
FlashGuard
FlashGuard covers just for disqualification as a result of speeding or totting up offences. It keeps you 'on the road' by providing you with up to a maximum annual benefit of £6000 to use on alternative transport. Whether you need a taxi, train, bus or plane, keep you mobile - and in your job.
- FlashGuard+ doubles your cover to a maximum of £12,000pa.
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Give yourself peace of mind before it's too late.
FlashGuard policy conditions
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Drivers applying must be a resident of the UK, over 18 years of age and hold a full driving licence valid in the UK for more than 2 years.
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If the driver has up to 6 points the online purchase may be completed and the cover will be effective immediately subject to the insurer accepting the policy. If the driver has over six points they may be still eligible, but each application is dealt with on a case-by-case basis. The driver still fills in the same application form.
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Bennetts Online Motorbike Insurance
Internet quotes service has been developed to cater for most motorcyclists.
Constantly developing the service but at the moment it can provide quotes for the following:
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Insurance cover for you only (additional riders can be added but you will need to speak to us about this)
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Insurance cover for one bike only
If your motorcycle is unusual, modified, or simply not listed on quotes system then
we may still be able to provide you with cover.
To speed up the process of using the quotes services please have the following information to hand:
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Full details of the make and model of your motorcycle
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The year your motorcycle was made (not just the registration letter)
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The approximate value of the motorcycle and the date you bought it
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Details of any claims and convictions
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Kawasaki K-Care Insurance
Kawasaki are delighted to present K-Care Insurance, the only insurance solution endorsed by Kawasaki Motors UK, with new partner Europa Group Ltd.
With many years experience in the UK motorcycle insurance industry, and a wealth of knowledge to do with everything motorcycling, Europa Group has access to amongst the lowest rates available to ensure K-Care Insurance is able to help you find the right deal for your motorcycle insurance.
K-Care offers cover to any officially imported Kawasaki motorcycle, new or used and all policies include Legal Expenses Insurance and Breakdown cover worth up to £90.00.
Benefits include:
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Competitive rates
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Legal protection
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Breakdown recovery
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Return post Policy issue
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Direct Debit (Subject to status)
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Accident assistance
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Claims assistance
You can take out cover 24 hours per day, 7 days per week online
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Cornhill Home Insurance (over 50's)
For a summary of our cover, and the main exclusions which may apply, please read the Policy Summary Sheet or, for full policy details, please read
the Policy document.
For full details of all insured events and associated exclusions please refer to the complete Home Buildings policy document.
Cornhill Direct Home Contents Insurance
Options include:
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Standard cover with or without personal possessions
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Accidental damage cover with or without personal possessions
A Standard Cover policy will provide cover for all your household goods (furniture, carpets, TV’s , Hi-fi’s, Freezers etc) on a new for old basis ( except clothing and linen) against loss by an insured event. If the item can be repaired we will pay to repair the damages. Alternatively you could choose an Accidental Damage policy which will include all the elements of standard cover PLUS covers for accidental loss or damage within the home.
Whichever level of cover you chose for the protection of goods within your home you can also opt for additional Personal Possessions cover (jewellery, cash, credit cards etc) . This will provide you with cover for damage or loss to personal effects such as jewellery and cash outside the home.
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Virgin Home Insurance
They don't punish you for paying monthly
Some insurance companies whack on an extra charge if you decide to pay monthly.
Break up your payments into bite-size monthly morsels at no extra cost.
So you pay the same whether you decide to pay monthly or yearly. Monthly payments subject to status.
Virgin could save you up to £180*
Don't get taken to the cleaners by your home insurer. Try Virgin Money for competitive cover.
*Source: Direct Excellence, November 2005. Based on customers paying monthly.
Even more money off
If you've already got Virgin car, pet or annual travel insurance, they'll knock an extra 10% off your home insurance.
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
Marks and Spencer Pet Insurance
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Pet Insurance
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Save 5% if you apply online (Available for new customers only)
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Available for dogs and cats aged 8 weeks and over with no upper age limit
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Vet’s bills covered up to £7000 a year, with treatment as long as it’s needed provided you keep your policy renewed
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Save 10% for each additional pet you insure
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
PetPlan Pet Insurance
Petplan provide cover for domestic dogs, cats and rabbits. They have a sister brand, Petplan Equine, which provides cover for horses and leisure riders and a partner brand, Exotic Direct, which provides cover for exotic pets such as birds, mammals and reptiles.
For domestic dogs, cats and rabbits they have a range of available policies as
they recognise that pet owners have different needs and budgets when it comes to pet insurance. Please take the time to review the details of each policy and how they compare to each other – then use our online quote and buy service for a quick, easy and very secure way to buy your Petplan policy.
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
BUPA HealthCare Policies
BUPA Heartbeat health care select 1
Cover and benefits: summary
Your BUPA Heartbeat personal health plan is made up of the health care select options you choose for you and your dependants, together with any additional cover options chosen. Each health care select option is different so it is important you refer to the relevant fact sheet for each health care select option.
This fact sheet is only intended to provide you with a summary of the benefits offered by health care select 1.
It is intended to help focus your thoughts on the most appropriate type of private medical insurance (PMI) cover for you. All PMI providers will give you this information, in the same format.
You are also advised to read the ABI's consumer guide, 'Are you buying private medical insurance?', in order to obtain a general view of PMI, if you have not already done so.
What is health care select 1?
Health care select 1 offers you cover for private medical treatment in the UK by BUPA-recognised consultants, therapists and practitioners. It provides cover for eligible out-patient consultations, diagnostic tests, and hospital in-patient and day-patient treatment, as well as for therapies, psychiatric conditions and complementary medicine. Eligible treatment for cancer is also fully covered.
Health care select 1 allows you to choose between three levels of hospital access - local, national or extended. Your personal health adviser will help you decide which option is right for you. Please note the list of hospitals on each option may change from time to time.
To further tailor your cover to your specific needs, you may also choose to have any of the following additional cover options in addition to health care select 1:
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healthy man, healthy woman
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health check
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convalescence care
Features specific to BUPA Heartbeat health care select 1
Are there any exclusions particular to health care select 1?
In addition to the general exclusions detailed in the Association of British Insurers' guide 'Are you buying private medical insurance?', BUPA Heartbeat health care select 1 will not cover you for:
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Treatment for conditions or symptoms arising from physiological or natural causes
(eg ageing, menopause or puberty) or to desensitise allergies
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Convalescence
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Routine health checks or dental/oral treatment (eg fillings, gum disease)
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Overseas treatment or repatriation
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Critical care (except when it is routinely needed as part of eligible private treatment and is carried out in a BUPA Heartbeat hospital with a recognised critical care unit)
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Sleep-related breathing disorders
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Treatment related to learning, behavioural or developmental problems
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Speech disorders
Are there any additional features and benefits with BUPA Heartbeat health care select 1?
Your choice of hospital access
You can choose for you and your dependants which option of BUPA Heartbeat hospitals you require - local, national or extended hospital access. Your personal health adviser will help you decide which option is right for you and your dependants. Hospitals may change from time to time.
24-hour HealthLine information service
As a member of BUPA Heartbeat, you, and any dependants covered under your plan, will have access to the BUPA HealthLine service - a free and completely confidential source of professional support and information on health and care - 24 hours a day, 365 days a year.
Additional choices
You have a choice of four additional cover options to help tailor your personal health plan to your own and your family's individual needs and circumstances.
Special coverage
BUPA Heartbeat health care select 1 covers you for eligible private hospital treatment following an accident or emergency admission. Organ transplants are also covered.
Is there a maximum that I can claim in any one year?
There is no annual maximum on the amount you can claim for eligible private treatment each year under BUPA Heartbeat health care select 1, except where we specify a limit on a particular benefit.
Is a claims excess available?
If you decide to buy BUPA Heartbeat health care select 1, you will be able to choose whether or not you want a claims excess to apply to the policy. If you do choose an excess, you will be able to select from one of the following amounts:- £100, £150, £200, £250, £500, £1,000, or £2,000.
If you would like more information on how the excess operates on BUPA Heartbeat health care select 1, please ask your personal health adviser.
Full details of the terms and conditions including exclusions and limitations are set out in the BUPA Heartbeat - health care select 1 membership guide. We will send you a copy if you ask us to and a copy will be sent to you on joining.
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
HealthNow
HealthNow is designed to complement the NHS. With this in mind, we have chosen to cover 240 procedures which the NHS considers ‘non-urgent’. See below to find out the average NHS waiting times for the procedures covered by
HealthNow.
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Diagnostic investigations
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General surgery
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Heart
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Spine
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Bones and joints
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Face and neck
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Hands and arms
YOU
SHOULD ALWAYS USE THE DIRECT LINKS IN THE CURRENT INSURANCE
PRODUCT COMPARISON TABLE ABOVE TO GET THE LATEST INFORMATION.
The availability and criteria of these
products can change from time-to-time, so it's worth using the links in the
comparison table above to check from the individual bank or
insurance company web site to ensure you have the most up-to-date
insurance information.
