About Us, Legal and Privacy Statements

1st4Capital.com and 1st4Capital.co.uk are domain names owned by 32 corners Ltd who are registered and licensed with the Office of Fair Trading and act as finance introducers to a range of loan and mortgage providers who are members of The Finance Industry Standards Association. We have been providing our services and benefits using the Internet to clients since 1999.

Within our websites we provide access to a range of leading independent loan, mortgage and savings companies and financial institutions.

As our costs are generally less when conducting business online, applications from our web sites significantly reduce the cost of obtaining new business for our lender panels. This means there is NO extra cost to the end user by using of our services.

If you wish to take advantage of probably one of the fastest loan and mortgage services or investment in a savings account, then you need look no further.

Plain English
We have try to keep the information provided as easy to understand and as brief and ‘to the point’ as possible. 

Our website is designed mainly for people who require non standard loans for homeowners and non homeowner loans along with adverse credit mortgage and remortgage solutions.

Company Information

32 Corners Ltd
Company No. 4662281
Mansfield Business Centre UK
Email: info@32corners.co.uk

SECURED LOANS OR OFTEN REFERRED TO AS HOMEOWNER LOANS
1st4Capital.com & 1st4Capital.co.uk are Domain Names owned by 32 Corners Ltd and act as an online  introducers for Central Capital Limited an independent finance company who are authorised and regulated by the Financial Services Authority. 

Your Personal Information

1st4Capital will treat all your information as private and confidential (even when you are no longer a client) except where we are permitted by law or where the disclosure is made at your request or with your consent in relation to arranging your loan or mortgage.

Your application form will only be forwarded to ONE independent broke. The selection of which broker, will depend on your personal circumstances, type and amount of loan, mortgage or remortgage you have applied for.

We will store the information about you on computer and in other records. We will only use this information for the purposes registered under the Data Protection Act 1998.

Further information regarding data protection will be provided by the independent broker with any loan documentation that may be sent to you.

 Future Marketing

Unless you advise us to the contrary, both we and any other broker or lender we refer your application to may contact you by letter, e-mail or fax to offer other products which they feel may be of interest to you.

Information Collection and Use

Application Form
We may request information from you on our application form. A user must provide contact information (such as name, email address, home address etc) and in some cases, financial information (such as loan amounts, outstanding credit balances etc). This information is used in consideration of your loan application. We use the information to contact you regarding your application.

Log Files
Like most standard web site servers, we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider(ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyse trends, administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc are not linked to personally identifiable information.

Links
This web site may contain links to other sites from time to time. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site.

Credit Searches
Independent brokers usually will make searches about you at credit reference agencies who will supply them with credit information, as well as information from the Electoral Register. The agencies will record details of the search whether or not this application proceeds. They may use credit-scoring methods to assess this application and to verify your identity.